Income Statement

Financial Highlights
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Interest Income NA 10,802 8,941 7,405 5,976
Interest Expense NA 3,448 2,183 1,640 1,347
Net Interest Income NA 7,354 6,758 5,765 4,630
FTE Net Interest Income NA 7,354 6,758 5,765 4,630
Provision for Loan Losses NA 189 245 310 60
Trading Account Income NA 0 0 0 0
Foreign Exchange Income NA 0 0 0 0
Trust Revenue NA NA NA NA NA
Service Charges on Deposits NA 90 88 76 91
Gain on Sale of Loans (FAS 140) NA 0 0 0 0
Loan Fees & Charges NA NA NA NA NA
Bank-owned Life Insurance Revenue NA 160 162 141 140
Insurance Revenue NA NA NA NA NA
Investment Banking & Brokerage NA NA NA NA NA
Other Noninterest Income NA 13 8 14 9
Total Noninterest Income NA 263 258 231 240
Realized Gain on Securities NA 493 1,385 1,004 (52)
Nonrecurring Revenue NA 0 0 0 54
Compensation & Benefits NA 3,406 3,240 2,772 2,411
Occupancy & Equipment NA 396 420 337 360
Marketing and Promotion Expense NA 214 193 146 143
Professional Fees NA 583 521 540 307
Tech & Communications Expense NA 432 400 370 319
Amrt of Intang & Goodwill Impair NA 0 0 0 0
Foreclosure & Repo NA NA NA 0 0
Other Expense NA 515 336 307 285
Total Noninterest Expense NA 5,546 5,110 4,472 3,825
Nonrecurring Expense NA 0 0 0 0
Pre-Provision Net Revenue NA 2,071 1,906 1,524 1,045
Non-FTE Pre-Provision Net Revenue NA 2,071 1,906 1,524 1,045
Net Income before Taxes NA 2,375 3,046 2,218 987
Provision for Taxes NA 605 1,242 796 329
Effective Tax Rate(%) NA 25.47 40.77 35.89 33.33
Min Int & Oth after-tax Items NA 0 0 0 0
Extraordinary Items NA 0 0 0 0
Net Income NA 1,770 1,804 1,422 658
Net Income Attributable to Noncontrolling Int NA 0 0 0 0
Net Income Attributable to Parent NA 1,770 1,804 1,422 658
Preferred Dividends NA 0 0 0 0
Other Preferred Dividends after Net Income NA 0 0 0 0
Other Changes to Net Income NA 0 0 0 0
Net Income Avail to Common NA 1,770 1,804 1,422 658
Net Income for Diluted EPS NA 1,770 1,804 1,422 658
EPS after Extra($) NA 0.74 0.76 0.59 0.25
EPS after Extra Growth(%) NA (2.60) 28.80 136 NA
Pre-Provision Earnings per Share($) NA 0.68 0.52 0.41 0.26
Comprehensive Income
Net Income NA 1,770 1,804 1,422 658
Preferred Dividend Adjustment to Comprehensive Inc NA 0 0 0 0
Total Other Comprehensive Income NA (597) (529) (450) (70)
Comprehensive Income NA 1,173 1,275 972 588
Interest Income Earned On:
Interest Earned on Loans NA 9,875 8,168 6,551 4,994
Int Inc: Securities NA 614 603 799 NA
Int Inc: Other Earn Assets NA 313 170 55 NA
Int Inc: Secs & Oth Earn Assets NA 927 773 854 982
Int Inc: Total Earn Assets NA 10,802 8,941 7,405 5,976
Interest Expense Incurred On:
Int Exp: CDs NA 2,293 1,612 1,402 NA
Int Exp: Other Deposits NA 442 241 216 NA
Int Exp: Total Deposits NA 2,735 1,853 1,618 1,347
Int Exp: Debt NA 713 330 22 0
Int Exp: Total Int-bearing Liab NA 3,448 2,183 1,640 1,347
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.