Deposit Loan Composition

Financial Highlights
3/31/2017
12/31/2017
3/31/2018
6/30/2018
Loan Composition (%)
Total Gross Loans($000) 220,200 252,451 252,865 263,422
Gross Loans HFI Growth 11.48 17.94 0.66 16.70
1-4 Family Loans/ Loans 80.60 75.17 73.94 71.29
Multifamily Loans/ Loans NA NA NA NA
Commercial Real Estate Loans/ Loans NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans 9.85 13.74 14.79 17.95
Real Estate Loans/ Loans 90.45 88.91 88.74 89.25
Construction & Development Loans/ Loans 4.37 6.28 6.56 6.24
Home Equity Loans/ Loans 4.96 4.59 4.50 4.32
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0.01 0 0 0.01
Other Consumer Loans/ Loans 0.02 0.01 0.01 0.01
Consumer Loans/ Loans 4.99 4.61 4.51 4.34
Commercial Loans/ Loans 0 0 0 0
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans 0.19 0.21 0.20 0.17
Deposit Composition (%)
Total Deposits($000) 218,554 232,921 227,069 235,972
Deposit Growth 7.06 8.45 (10.05) 15.68
Transaction Acct Deps/Tot Deps NA NA NA NA
Savings Acct Deps/Tot Deposits NA NA NA NA
Money Mkt Deps/Tot Deposits NA NA NA NA
MMDA & Savings/Total Deposits NA NA NA NA
Retail Time Deps/Tot Deposits 20.23 19.74 19.35 19.46
Jumbo Time Deposits/ Deposits 33.36 34.41 34.65 34.75
Tot Time Deposits/Tot Deposits 53.59 54.15 54 54.20
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 46.41 45.85 46 45.80
Core Deposits/Total Deposits 66.64 65.59 65.35 65.25
Noninterest-bearing Deposits/ Deposits 8.25 6.95 6.89 8.81
Interest-bearing Deposits/ Deposits 91.75 93.05 93.11 91.19
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.